What to bring to your first consultation:
o Picture I.D.
o Social Security Card
o Last four (4) years of Federal and State tax Returns
o Last six (6) months of bank statements for all bank accounts
o Documents regarding your assets:
Proof of ownership and market analysis or appraisal for all real property in which debtor has interest
Documentation of cash value of any life insurance policies
Documentation of any pending personal injury claims or potential inheritance
o Documents regarding your debts:
Copies of all invoices and/or recent credit report with balances, creditors mailing addresses and account numbers
Any support orders if you owe alimony or child support
Copies of any document evidencing law suits or garnishments
Documentation evidencing pension plans and loan documents for loans against pension plans
Copies of any current rental/lease agreements you have entered into
o Copies of documents proving all sources of income for the six (6) months immediately preceding the filing of your case for all wage earners in the household, this includes but is not limited to:
Pay stubs showing gross wages, salary, tips, bonuses, overtime and commissions.
Net income from the operation of a business, profession or farm.
Net rent and other real property income
Interest dividends and royalties
Pension and retirement income
Child or spousal support
Any other income sources